Medicare Advantage PPOs

Medicare Advantage PPOs (Preferred Provider Organizations) are a type of Medicare health plan that combines Original Medicare (Parts A and B) with additional benefits and services. PPOs offer more flexibility than other types of Medicare Advantage plans, such as HMOs, because you can see doctors and other healthcare providers both in and out of the plan’s network.

Benefits of Medicare Advantage PPOs

• Flexibility: You can see doctors and other healthcare providers both in and out of the plan’s network.
• Choice: You have a wider choice of doctors and other healthcare providers than with some other types of Medicare Advantage plans.
• Cost-savings: You may be able to save money on out-of-pocket costs by using in-network providers.
• Convenience: You don’t need a referral to see a specialist.

Choosing a Medicare Advantage PPO

When choosing a Medicare Advantage PPO, there are a few things to keep in mind:

• The premium: The premium is the monthly fee you pay to the plan.
• The deductible: The deductible is the amount you pay out of pocket before the plan starts paying for your covered services.
• The copayments and coinsurance: Copayments are fixed dollar amounts you pay for certain services. Coinsurance is a percentage of the cost of a service that you pay.
• The network: Make sure the plan includes the doctors and other healthcare providers you want to see.
• The benefits: Make sure the plan covers the services you need.

If you have any questions about Medicare Advantage PPOs, please contact Ashford Insurance.