About Texas Medicare Insurance
About Texas Medicare Insurance
Understanding Medicare and how it works is the first step toward making the best healthcare decisions for yourself and your loved ones. At Texas Medicare Insurance, we’re here to simplify the process and help you navigate your options with confidence.
What is Medicare?
Medicare is a federal health insurance program designed primarily for:
- Individuals aged 65 and older.
- Younger individuals with certain disabilities.
- Those with End-Stage Renal Disease (ESRD) requiring dialysis or a transplant.
Medicare is divided into parts to cover different healthcare needs:
- Part A: Hospital insurance covering inpatient care, skilled nursing facilities, and some home healthcare services.
- Part B: Medical insurance for doctor visits, outpatient care, preventive services, and medical supplies.
- Part C (Medicare Advantage): Private plans offering additional benefits like vision, dental, and prescription drug coverage.
- Part D: Prescription drug coverage to help manage medication costs.
Why Do You Need Medicare Insurance?
Original Medicare (Parts A and B) provides essential coverage but doesn’t cover all healthcare costs. Out-of-pocket expenses like deductibles, coinsurance, and medications can add up quickly. That’s where supplemental coverage comes in:
- Medicare Supplement Plans (Medigap): Fill gaps in Original Medicare to reduce unexpected expenses.
- Medicare Advantage Plans: Combine hospital and medical coverage with added benefits like vision, hearing, and wellness programs.
- Prescription Drug Plans: Ensure affordable access to medications not covered by Original Medicare.
Having the right Medicare insurance can protect your savings, provide peace of mind, and ensure you have access to the healthcare you need.
Why Choose Texas Medicare Insurance?
We’re dedicated to helping Texans like you understand Medicare and choose the right plan for your unique needs. Our expert team provides personalized service to help you:
- Understand Medicare benefits and costs.
- Compare plans to find the best fit.
- Enroll with ease and confidence.
Take the Next Step
Medicare doesn’t have to be complicated. Let Texas Medicare Insurance guide you toward coverage that works for you.
👉 Contact Ashford Insurance today to speak with a licensed professional and secure your health and financial future.
Your health, your choice, your Texas Medicare Insurance.