About Texas Medicare
About Texas Medicare
Transitioning to Medicare can be a daunting experience for many newcomers, as the sheer number of parts and plans can create an overwhelming alphabet soup: Part A, Part B, Part C, Part D, PPO, AEP, and more. After being accustomed to one set of health insurance choices for years, navigating this new world can feel like an uphill battle, leading to confusion and frustration, which is entirely normal.
The complexity of Medicare becomes more concerning when considering the real-life consequences of not understanding it fully. Missing a deadline or selecting an ill-suited plan can result in financial losses due to fees or inadequate coverage. It’s essential to make well-informed decisions to protect both your health and finances.
This is where Ashford Insurance comes in as a specialist in Medicare supplements and Medicare Advantage insurance. Our agency has earned the trust and appreciation of Boomers due to our dedication to providing top-notch services.
At Ashford Insurance, we prioritize our clients’ Medicare insurance needs, offering them the best possible protection. Our reputation as one of the leading insurance agencies in the greater Fort Worth area is built on our unwavering commitment to putting customers first. We understand the intricacies of the Medicare system, and our experienced team is here to guide you through the entire process with personalized attention.
Serving North and Central Texas, Ashford Insurance specializes in Medicare health plans. We recognize that the abundance of prescription drug plans, Medicare Advantage Plans, and Medicare supplement plans and carriers can be overwhelming to navigate. However, you don’t have to face this maze of information alone.
Our agency will assist you in sifting through the complexities to find the perfect plan that meets your specific needs and provides the benefits you require. We understand the importance of tailoring your Medicare coverage to suit your individual circumstances, and we are here to answer any questions you may have about Medicare.
If you need guidance or have any inquiries regarding Medicare, reach out to Ashford Insurance at 817-952-3153. Let us simplify the process for you, ensuring you make well-informed decisions that secure your health and financial well-being in the ever-changing world of Medicare.
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Original Medicare is health coverage managed by the federal government. Generally, there is a cost for each service. In most cases, you can go to any doctor, other health care provider, hospital, or another facility that is enrolled in Medicare and is accepting new Medicare patients.
If you are receiving Social Security benefits before turning 65, you should automatically receive notification of your enrollment in Medicare shortly before your 65th birthday or your 25th month of disability. Other individuals must apply by calling or visiting their Social Security office to receive Medicare.
The way Medicare pays is, you generally pay a set amount for your health care (deductible) before Medicare pays its share. Then, Medicare pays its share, and you pay your share (coinsurance / copayment) for covered services and supplies.
Most doctors, providers, and suppliers accept assignment, but you should always check to make sure. Assignment means that your doctor, provider, or supplier agrees (or is required by law) to accept the Medicare-approved amount as full payment for covered services.
Medicare enrollees who have limited income and resources may get help paying for their premiums and out-of-pocket medical expenses from Medicaid (e.g. MSPs, QMBs, SLBs, and QIs).
Do you have to pay for Medicare? Yes, most people will pay Medicare premiums. Fortunately, it’s fairly easy to get together a Medicare cost estimate so that you can plan ahead.