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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Welcome To

Bedford Medicare

Ashford Insurance

Medicare Insurance Made Easy

Bedford Texas Medicare

Medicare is a federal health insurance program for retirees age 65 or older and people with disabilities. Medicare Part A covers inpatient hospital care, some skilled nursing facility care and hospice care. Medicare Part B covers physician care, diagnostic x-rays and lab tests, and durable medical equipment. Medicare Part D is a federal prescription drug program.

Who is eligible for Medicare?

Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if:

  • You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

To find out if you are eligible and your expected premium, go the Medicare.gov eligibility tool.

If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if:

  • You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig’s disease, your Medicare benefits begin the first month you get disability benefits.)
  • You are a kidney dialysis or kidney transplant patient.

While most people do not have to pay a premium for Part A, everyone must pay for Part B if they want it. This monthly premium is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you do not get any of these payments, Medicare sends you a bill for your Part B premium every 3 months.

Prescription Drug Coverage

Since January 1, 2006, everyone with Medicare, regardless of income, health status, or prescription drug usage has had access to prescription drug coverage. For more information, you may wish to visit the Prescription Drug Coverage site.

2021 Medicare Plans

Ashford Insurance is an Independent Marketing Organization working with UnitedHealthcare® Medicare Solutions in Bedford Texas.  Attend one of our local Bedford Medicare Seminars:

We promote Bedford Medicare insurance plans through UnitedHealthcare® Medicare Solutions branded products. We specialize in Bedford Medicare Insurance.

Bedford Medicare Products

Ashford Insurance offers Bedford Texas Medigap, also called Medicare Supplement Insurance Plans or just Medsup. Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M, and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Medicare Supplements
Medicare Advantage

Ashford Insurance offers UnitedHealthcare® Medicare Solutions Medicare Advantage Plans. You can get your Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. 

Ashford Insurance offers Bedford Texas Part D Prescription Drug Plans. Part D Plans are coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.

Prescription Drug Coverage

Ashford insurance offers affordable life insurance providing a death benefit to beneficiaries of your choosing.

Need help? Call us for an appointment at (817) 952-3153

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