The Ashford Insurance Agency is built on the idea that people deserve a trusted guide when it comes to the confusing world of insurance. As an Independent Broker, our loyalty is to the customer, not the insurance company. Our goal is to help our customers make informed decisions about their health insurance coverage. We are licensed in Texas and Oklahoma.

We specialize in helping Colleyville Texas seniors select Medicare solutions. There is no cost for our service. Our agency can provide you with the expertise needed to resolve your health insurance needs. We specialize in helping Oregon seniors select Medicare solutions. There is no cost for our service. Our agency can provide you with the expertise needed to resolve your health insurance needs. 

We believe in personal, honest, friendly communication and strive to connect with our customers to discuss their unique and personal health insurance needs. Please contact us today to schedule an appointment for a complete review of your Texas Medicare health insurance options. We can save you time and money!

Do I need something other than just Medicare?

As you approach age 65, it’s time to determine whether you will need health insurance to complement your Original Medicare. For most seniors who enroll in Medicare Parts A and B, buying an additional policy is a clever idea. Original Medicare covers approximately 80% of the cost of many health care services and supplies. In the remaining 20%, there are substantial costs, deductibles, and co-pays that can easily cost you thousands of dollars each year in out-of-pocket medical expenses. A Medicare Supplement policy or a Medicare Advantage Plan provides coverage for those gaps in your Medicare coverage and can save you money and concern about finances.

What is the Colleyville Medicare Supplement policy?

• A Medicare Supplement policy – or Medigap plan – is a health insurance policy made available through private insurers designed to cover the expenses not covered by Original Medicare.
• Federal law mandates features and benefits of the various Medicare Supplement (Medigap) policies.
• Benefits are standardized and are the same among private insurers who make this coverage available. The monthly premium price is the only difference between the insurance carriers.
• You can see any health care provider allowed by Medicare.
• You do not need a referral to see a Specialist
• There is no network; you are free to travel!
• Monthly premiums and plan features for Medicare Supplement (Medigap) plans can vary widely, depending on the type of plan you choose. Depending on your circumstances, you may need certain features that not all the plans offer. For example, some plans offer emergency coverage while you’re traveling overseas, while other plans do not.
• Easy to budget! Premiums are entirely predictable so you can make wise financial decisions.
• A Medicare Supplement (Medigap) policy only works with Original Medicare. These policies do not work in conjunction with Medicare Advantage, group health insurance plans, or VA/TRICARE benefits.
• Prescription drug coverage is not included in these plans. You may want to purchase a stand-alone Part D Prescription plan; we can help you with that too.