Collin County Texas Medicare Plans

Collin County Texas Medicare Plans

At Ashford Insurance we promise to help you custom design a quality insurance plan that meets your needs and your budget. We promise to represent major insurance plans. We promise to educate you on all your health and life insurance options and to disclose “the good, the bad, and the ugly” about the insurance plans we represent. That is our guarantee to you. Please feel free to request a free consultation where we would be happy to review products that can secure your future.

Medicare Doesn’t Cover Everything

Medicare helps you get the coverage you need, but you should expect to pay some of the costs. If you choose Medicare Part A and Part B, you’ll find gaps in the coverage. Many people enroll in a Medicare Advantage, Part D Prescription Drug, and/or a supplemental plan to help pay for the costs and benefits that aren’t covered by Original Medicare.

Medicare Part C (Medicare Advantage plans) covers all the services that Parts A and B cover. Part C may also include prescription drug coverage, as well as vision, hearing, dental coverage, and preventive services.
Medicare Part D plans help with prescription drug costs.
Medicare Supplement Insurance plans (Medigap) help cover some of the costs that Parts A and B don’t cover. As you get ready to join Medicare, it helps to know a little about when you become eligible for Medicare and who handles the paperwork when you join.

It’s easy to know if you’re eligible.

If you’re turning 65, you have an opportunity to enroll in a Medicare plan. You can enroll three months before the month you turn 65, the month of your birthday, and three months after. If you wait to enroll in a plan, there is a chance you’ll have fewer plan choices, and you may have to pay more.

You are eligible for Medicare if:

• You’re 65 or older or have a qualified disability.
• You’re a U.S. citizen or legal resident for five consecutive years.
• Your plan choices don’t have to be permanent.

If your health care needs change over time. So will the health plans you want to choose. You’re not locked into one plan permanently. You’ll have an opportunity to change plans at least once a year.

Here are some things to know about turning 65

• Even if you’re already collecting Social Security, you must wait until you’re 65.
• You must be 65. Your spouse’s age doesn’t count.
• Even if you’re not collecting Social Security yet, you’re eligible at age 65.

If you have questions about when you will be eligible for Medicare, visit www.medicare.gov, or call your local Social Security Administration office for more information.