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Ashford Insurance

Coppell Medicare Insurance Agent

Sonia Ashford, the “Medicare Insurance Lady”, is a wife of over 37 years, a mother of 6, a grandmother of 9, and a Medicare sales expert having spent more than 14 years as a sales leader in the Medicare insurance field. She has also conducted countless New to Medicare Seminars and Local Neighborhood Medicare Meetings throughout North Texas Dallas Fort Worth area.

Sonia first got interested in Medicare insurance while helping her grandmother navigate her Medicare and insurance back in the late 1990s to early 2000s. She learned the many benefits of having a great Medicare insurance plan to help take care of the charges Medicare did not cover. Sonia then desired to start helping other Medicare-eligible seniors with their Medicare and insurance. Sonia Ashford is now the owner of the Independent Marketing Organization known as Ashford Insurance.

Sonia specializes in Coppell Texas Medicare Plans including Medicare Supplement Insurance Plans (also known as Medigap or Med Supps) from multiple Texas insurance carriers, Medicare Part D Prescription Drug Plans from many carriers and Medicare Advantage Plans.

Not everyone’s Medicare insurance needs are the same. Sonia can help you decide on a plan that is appropriate for your health, needs, and budget. Not understanding the rules and guidelines of Medicare may cause you to make costly mistakes that will last a lifetime.

Sonia’s office is centrally located in Hurst Texas, Tarrant County in the heart of the Dallas / Fort Worth Metroplex also known as the Mid-Cities or HEB.

Whether you are choosing a plan for yourself or helping your parents understand Medicare, let Sonia or one of her licensed Agents show you how to navigate through what is now a Medicare maze.

Set An Appointment with Sonia

Need help? Call us for an appointment at (817) 952-3153

Medicare and insurance are two different types of health care coverage. Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). Insurance, on the other hand, is a contract between an individual or entity (the insured) and an insurance company (the insurer) whereby the insurer promises to pay for specified losses incurred by the insured in exchange for a premium.

Here is a table that summarizes the key differences between Medicare and insurance:

FeatureMedicareInsurance
Who is eligible?People who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant)Anyone who can afford to pay the premiums
What does it cover?Hospital stays, skilled nursing facility care, hospice care, some home health care, and preventive servicesA variety of health care services, depending on the type of plan
How much does it cost?There are premiums, deductibles, and copaysPremiums, deductibles, copays, and other out-of-pocket expenses
How do you enroll?You can enroll during the Initial Enrollment Period (IEP), the Medicare Advantage open enrollment period, or a Special Enrollment PeriodYou can enroll at any time, but there may be restrictions

If you are eligible for Medicare, you may also want to consider purchasing an insurance policy to supplement your Medicare coverage. This can help you to pay for costs that Medicare does not cover, such as dental care, vision care, and hearing care.