Dental & Vision Insurance Plans

The health of our eyes and mouths is no less important than that of the rest of our bodies. There’s no better way to maximize your oral and vision care than by having quality insurance that covers preventative and ongoing care. Ashford insurance offers Dental & Vision Insurance Plans.

Why dental coverage?

Regular dental check-ups are a key ingredient for maintaining your overall health and well-being. Oral health problems can be costly and painful, but the good news is that oral disease is mostly preventable, so keeping scheduled appointments with your dentist goes a long way toward prevention.

Think about this.

Taking care of your teeth is about more than having a great smile: Dentists can also detect a multitude of symptoms of diseases, such as heart disease or diabetes, and early detection is one of the best ways to prevent complications. Therefore, having dental coverage is a smart move for maintaining your health overall.

Why vision coverage?

Clear vision means a better quality of life, allowing you to continue participating in the activities you’ve always enjoyed doing. And your eyes are more than just how you see – they are windows into your general health.

Look at this

Your eye doctor can spot more than just vision imperfections – several health conditions can be uncovered during an eye exam. Conditions like diabetes may be detected years before any signs of the disease show up, giving you a chance to manage emerging health issues before they become major problems. Other serious health conditions such as macular degeneration, glaucoma, high blood pressure, high cholesterol, multiple sclerosis, or risk of stroke and heart disease can also be identified during an annual eye exam.

Medicare doesn’t cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you’re in a hospital. Part A can pay for inpatient hospital care if you need to have an emergency or complicated dental procedures, even though the dental care isn’t covered.

Medicare doesn’t cover routine eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses. Medicare Part B (Medical Insurance) covers some preventive and diagnostic eye exams:

• Yearly eye exam
• Glaucoma tests
• Macular degeneration

Why do I need dental and vision insurance coverage?

If you are in the market for dental and vision insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators for detecting the early stages of many health risks and diseases, as well as preventing many other health issues.

Ashford Insurance understands that your needs are unique

We’re committed to finding you the dental and vision plan that meets your needs. The PrimeStar dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees, and the Ameritas dental network.