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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Denton County Medicare Plans

Ashford

Insurance

Medicare Insurance Made Easy

Denton County Medicare is a government health insurance program administered by the Centers for Medicare & Medicaid Services (CMS). 

Can you answer yes to at least one of the following statements?

  • I am 65 years of age or older.
  • I am under 65, but I receive disability benefits from the Social Security Administration (SSA) or the Railroad Retirement Board (RRB).
  • I have amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease).
  • I have end-stage renal disease (ESRD), which is permanent kidney failure that requires a transplant or dialysis.

If so, then you are likely to be eligible for Medicare benefits. You must be at least 65 years old and an American citizen or permanent legal resident of at least five consecutive years. You may also qualify at any age through disability or by having end-stage renal disease or amyotrophic lateral sclerosis.

What We offer
Medicare Supplements

Denton County Texas Medicare Supplement Insurance Plans are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Medicare Supplements
Medicare Advantage
Medicare Advantage

You can get your Denton County Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. These plans are offered by Medicare-approved private companies that must follow rules set by Medicare. If you join a Advantage plan you’ll still have Medicare but you’ll get your Medicare Part A (hospital) and Part B (Medical) coverage from the Advantage Plan, not Original Medicare. You’ll generally get your services from a plan’s network of providers. Many plans cover prescription drugs as well and some offer dental and vision options.

Prescription Coverage

Denton County Texas Part D Prescription Drug Plans are coverage for retail prescription drugs or the medications that you pick up at a pharmacy. If you decide not to join a Medicare drug plan when you’re first eligible and you don’t have other creditable prescription drug coverage or get Extra Help, you’ll likely pay a late enrollment penalty if you join a plan later. Over the years, I have found that prescription drug costs can take a heavy toll on a retirees living expenses and it is critical that each client’s drug portfolio be analyzed on the Center for Medicare and Medicaid website in order to find the most cost-effective plan for the client. 

Prescription Drug Coverage
2021 Medicare Plans

Ashford Insurance is an Independent Marketing Organization working with UnitedHealthcare® Medicare Solutions.  Attend one of our local Medicare Seminars:

We promote Medicare insurance plans through UnitedHealthcare® Medicare Solutions branded products. We specialize in Texas Medicare Insurance.

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Need help? Call us for an appointment at (817) 952-3153

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