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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Denton Medicare

Ashford

Insurance

Medicare Insurance Made Easy

Welcome! We Know Medicare is Confusing! Let Us Help! Ashford Insurance is an independent insurance agency specializing in the Denton Medicare market. As an independent agency, we have the freedom to offer any Supplement or Medicare Prescription Drug product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion.

Confused? Many People Are. It can seem overwhelming when trying to plan your future coverage and sort through the many options, especially since the choices you make can have a significant effect on your health care and your financial well-being.

Our goal here at Ashford Insurance is to ensure you understand your options in the Medicare marketplace. We know that this can be a very tedious endeavor and every individual is different; having access to major carriers is the only way to determine what level of coverage will best suite your needs.

Are You Eligible for Denton Medicare?

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.

If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

If you are under 65, you can get Part A without having to pay premiums if:

  • You have received Social Security or Railroad Retirement
  • Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.

2021 Medicare Plans
About Ashford Insurance

Ashford Insurance is an independent health insurance agency specializing in Denton Texas Medicare insurance. Ashford Insurance is here to help you understand Medicare in simple, plain terms that anyone can understand.  Ashford Insurance specializes in helping Texans who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

What We offer

Here is a partial list of the products offered by Ashford Insurance

Medicare Supplements

Ashford Insurance offers Medigap plans, also called Medicare Supplement Insurance Plans.

Medicare Advantage

Offering HMO & PPO types of Medicare Advantage Plans.

Dual Eligible Medicare Plans

Medicare Advantage for folks on Medicare & Medicaid.

Chronic Special Needs Plans

Medicare Advantage Plans for Medicare Eligible folks with certain chronic conditions.

Prescription Coverage

Medicare Part D Prescription Drug coverage.

Dental & Vision Plans

Insurance for covering dental & vision needs.

Life Insurance

Affordable life insurance providing a death benefit to beneficiaries of your choosing.

Funeral Insurance

An insurance policy that pays the costs associated with your funeral and burial.

Short Term Medical

Designed to temporarily fill coverage gaps for people in transition.

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