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Ashford Insurance

Granbury Texas Medicare Plans

Granbury Texas Medicare Plans

What is Medicare Advantage?

Medicare Advantage, Part C of Medicare, is a private health insurance option for Medicare beneficiaries. Each year, health insurance companies offer new plans or update their existing plans in the counties they serve. Advantage plans, like most Health Maintenance Organization (HMO) plans and Preferred Provider Organization (PPO) plans, don’t give you nationwide coverage. Coverage is regional.

People who choose Medicare Advantage vs. Original Medicare generally do so because they get more benefits. The key advantage to private health plans is their ability to offer more services, including prescription drug coverage, dental, vision, hearing, and much more.

What is Medigap (Medicare Supplement)?

If you are enrolled in Medicare Part A and B (Original Medicare), Medigap plans can help fill the coverage gaps in Medicare Part A and Part B. Medigap plans are sold by private insurance companies and are designed to assist you with out-of-pocket costs (e.g., deductibles, copays, and coinsurance) not covered by Parts A and B. These plans are available in all 50 states and can vary in premiums and enrollment eligibility. Medigap plans are standardized; however, all of the standardized plans may not be available in your area.