Grapevine Texas Medigap

Medicare

Original Medicare is available to most individuals over the age of 65 and those who are under 65 with certain disabilities. It does not include supplemental benefits like dental coverage or gym membership. This plan is offered in three parts: 1) Part A or hospital insurance, which covers various kinds of inpatient medical care, 2) Part B or medical insurance, which covers medically necessary and preventive medical care 3) Part D insurance which covers prescription drugs. The three parts must be bought individually and are billed separately. Original Medicare does not have an out-of-pocket maximum, which means there is no limit to how much you could pay in medical expenses per year.

Grapevine Supplemental Plans or Medigap

Medigap is an optional supplement to Original Medicare. Individuals who have Medicare parts A and B can purchase this plan. Medigap covers instances that Original Medicare doesn’t, such as medical coverage outside of the United States. If you’re happy with Original Medicare but want help paying for some of the health care costs that Original Medicare doesn’t cover, this may be a good choice for you.