Haltom City Medicare Insurance Agent Sarah Fuhrmann
Are you close to turning 65? If you or your family is hitting this milestone age soon, then it’s time to take a look at Medicare. Do you know what it covers? Where the gaps in coverage are? When you are eligible to sign up? Enrolling in Medicare can be an overwhelming and confusing experience. Benefits may be different from those you had while you were under a private policy.
Confused? Many People Are. It can seem overwhelming when trying to plan your future coverage and sort through the many options, especially since the choices you make can have a significant effect on your health care and your financial well-being.
What Is Haltom City Medicare?
Original Medicare is our country’s health insurance program for people aged 65 or older. Medicare is also available to people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD).
The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.
Most people who qualify for Medicare will want to enroll in both Part A (Hospital) and Part B (General Medical). Part B will cost you a monthly premium that varies based on your income.
Haltom City Medicare
One decision people need to make when they reach the age of 65 is whether to enroll in a Medicare Supplemental Insurance — aka, a Medigap plan — to help cover the healthcare costs that Medicare doesn’t. Here’s what you need to know about how much you can expect Medicare to cover, and the various Medigap options available.
Should you get a Haltom City Medicare plan?
Whether or not you should get a Medigap plan depends on how much risk you’re willing to take with your healthcare costs in retirement. Medicare parts A and B cover a great deal but don’t cover everything. And, there is no out-of-pocket maximum. A serious illness could potentially cost you a tremendous amount of money if original Medicare is the only insurance you have.
While it is an additional expense to worry about, a Medigap plan can help you define your healthcare expenses more precisely, and set an upper limit on your medical costs in retirement.
Need help? Call us for an appointment at (817) 585-6906
Sarah Fuhrmann
Agent
Meet Haltom City Medicare Insurance Agent Sarah Fuhrmann
Sarah Fuhrmann is a true Texan, born and raised. She has lived in the Dallas / Fort Worth area most of her life and currently resides in Keller, Texas. Sarah graduated from Faith Christian School in 2000, the first year the campus opened. Currently, she is an active member of a Church in Keller. She is married and has four children, enjoys taking long naps, Cocoa Krispies, the mountains, and, of course, sweet tea.
She began working in the healthcare industry in 2001, where she worked for many years with elderly Alzheimer and Dementia patients. From there, she worked as a Group Benefits Administrator with a local healthcare company in the Human Resource Department for a period of 10 years. Since then, Sarah has decided to work in the insurance industry full time and has joined the family business, Ashford Insurance, as a Medicare Insurance Agent.
Sarah brings her strong knowledge of health and life insurance, along with great organizational and administrative skills. She has a desire to help individuals & group employers with finding the plans that fit their needs and budgets.