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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

Welcome To

Heath Medicare Plans

Ashford Insurance

Medicare Insurance Made Easy

Heath Medicare Plans

There’s a lot to learn about Medicare. We’re here to help you understand the Medicare basics, your different coverage options, enrollment, and more. Through helpful resources and tools, discover the information you need to make confident Medicare decisions.

Medicare is individual health insurance offered to U.S. citizens and other eligible individuals based on age, disability, or qualifying medical condition. Medicare coverage includes Medicare Part A and Part B (Original Medicare) offered by the federal government, and Medicare Advantage (Part C) and Part D prescription drug coverage, which are offered by private insurance companies. Medicare supplement insurance (Medigap) plans are also offered by private insurance companies and help pay for some out-of-pocket expenses that Medicare Part A and Part B don’t pay.

We Know Heath Medicare is Confusing! Let Us Help!

Ashford Insurance is an independent insurance agency specializing in the Greenville Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you.

Are You Eligible for Heath Medicare?

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment, and you are 65 years old and a citizen or permanent resident of the United States.

If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

If you are under 65, you can get Part A without having to pay premiums if:

  • You have received Social Security or Railroad Retirement
  • Board disability benefits for 24 months. You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.