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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Hurst, TX Medicare Plans

Ashford

Insurance

Medicare Insurance Made Easy

Hurst, TX Medicare Plans

Medicare Advantage in Hurst, TX is an all-in-one plan that contains three parts: Medicare Part A, Medicare Part B, and Medicare Part D. This bundled coverage ensures hospital insurance, medical insurance, and prescription drug coverage.

Medicare Part A and Part B make up Original Medicare. Medicare Advantage is often called Part C. Medicare Advantage in Oklahoma is a more popular option than Original Medicare. Part C has additional coverage and benefits provided by private insurance carriers. Medicare Advantage consists of four types of plans, and they offer primary care physician selection, hospitals, and facilities in service area networks.

Medicare Part C coverage is also called an MAPD plan because it has prescription drug plans built into it. Medicare Advantage health insurance plans will also have additional benefits such as vision and hearing, dental, gym memberships, telehealth visits, meal delivery, and more.

If you should have end-stage renal disease or a disability and are under the age of 65, you can still have a Texas Medicare Advantage plan.

When can I enroll in a Medicare Advantage plan?

Initial Enrollment Period

Eligibility occurs at 65. At this age or older, you can join health plans Medicare Part A and Part B. You have seven months to enroll: three months before your birthday, during your birthday month or three months after your birthday.

Open Enrollment Period/AKA Annual Election Period
From October 15th until December 7th, you can join, drop or change your plan. Coverage for Part C starts January 1st as long as the plan is completed by December 7th.

Medicare Advantage Open Enrollment Period

From January 1st through March 31st, you can switch plans, join Original Medicare, or join a Medicare Supplement plan.

Special Enrollment Periods/Special Circumstances

Medicare recognizes there are times when special circumstances apply. See below for special enrollment qualifications.

  • Change of address
  • Plan changes with Medicare
  • Loss of current coverage
  • Coverage through an employer (VA/Tricare/PACE)

Other special considerations may include:

  • Eligibility for both Medicare and Medicaid
  • Extra Help – An income-based federal program to help enrollees pay monthly premiums, annual deductibles, and co-payments related to Medicare Part D.
  • Dropping a Medicare Supplement or Medigap plan
  • State Pharmaceutical Assistance Program enrollment
  • Special needs or a disability

5-star Special Enrollment Period

The five-star rating enrollment is open from December 8th until November 30th. This enrollment period can only be used once.