Keller Medicare Supplements

Are you close to turning 65?  If you or your family is hitting this milestone age soon, then it’s time to take a look at Medicare.   Do you know what it covers?  Where the gaps in coverage are?  When you are eligible to sign up?  Enrolling in Medicare can be an overwhelming and confusing experience.  Benefits may be different from those you had while you were under a private policy.

What is Medicare Supplement Insurance?

Medicare Supplement insurance, also called Medigap Insurance, helps cover some costs that Medicare insurance by itself won’t pick up. It also delivers a few other important benefits:

• You can choose care from any doctor that accepts Medicare insurance
• Medicare Supplement insurance is guaranteed renewable, as long as you pay your premium
• You have a choice of private insurers through which to purchase Medicare Supplement insurance
• Medicare Supplement policies can be used to cover Medicare co-pay costs
• Medigap insurance can be used with Medicare prescription coverage to control out of pocket medication costs

What should you know before you get Medicare Supplement insurance?

Medicare Supplement Insurance doesn’t cover everything. Some notable exclusions are long-term care, vision, eyeglasses, and dental. There are also several different standard Medigap insurance policies – twelve, in fact, each one provides different levels of insurance coverage. Medicare Supplement insurance is available in most states, but not everywhere.

What kind of Medicare Supplement Insurance should you get?

There are a number of factors to take into account when choosing Medicare Supplement Insurance. Contact one of our insurance professionals for help in identifying your needs and options.

Do you have questions about Medicare Supplement?

Contact an insurance specialist at Ashford Insurance today to answer any questions about Medicare Supplements or for a free review and insurance quote for a Medicare Supplement. And don’t forget, as an independent insurance agency, we represent several top-rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums.