Medicare Advantage plans, often referred to as “Part C,” offer an alternative to traditional Medicare (Parts A & B) in Lewisville, Texas. Instead of receiving benefits directly through the government, these plans are administered by private insurance companies approved by Medicare.

What are the benefits of Medicare Advantage plans?

• Simplified Coverage: One plan combines both Part A and Part B benefits, streamlining your experience.
• Extra Coverage: Many plans offer additional benefits not included in Original Medicare, like vision, hearing, dental, and wellness programs.
• Predictable Costs: Most plans have fixed copays and deductibles, providing a clear understanding of your out-of-pocket expenses.
• Prescription Drug Coverage: Most plans include Medicare Part D prescription drug coverage, offering comprehensive healthcare coverage.

What are the different types of Medicare Advantage plans?

• Health Maintenance Organization (HMO): You must use doctors and hospitals within the plan’s network for non-emergency care.
• Preferred Provider Organization (PPO): You get discounts for using in-network providers but still have the option to go out-of-network for a higher cost.
• Private Fee-for-Service (PFFS): You can visit any doctor or hospital that accepts the plan’s terms, similar to Original Medicare.
• Special Needs Plans (SNPs): Designed for specific groups with chronic conditions or living situations.
• HMO Point-of-Service (HMOPOS): Offers some flexibility to access out-of-network providers for a higher cost.

Who is eligible for Medicare Advantage plans?

• You must have both Medicare Parts A and B.
• You must reside within the plan’s service area.
• End-Stage Renal Disease (ESRD) patients are eligible since 2021, but some plans may have specific restrictions.

How do I choose the right Medicare Advantage plan?

• Consider your needs and preferences: Do you prioritize cost, flexibility, or network access?
• Compare plans: Analyze premiums, copays, deductibles, covered benefits, and network size.
• Consult a licensed agent or broker: Get personalized advice and help navigating your options.

Ashford Insurance can help!

Our experienced agents in Lewisville can assist you with:

• Comparing Medicare Advantage plans: Find the plan that best fits your needs and budget.
• Understanding plan details: Decode the terms and conditions of each plan.
• Enrolling in the chosen plan: Simplify the enrollment process and ensure you have the coverage you deserve.

Get a free quote for Medicare Advantage plans in Lewisville, Texas:

• Visit explore our website or contact us at 817-952-3153.
• Let our experts guide you through your Medicare journey and find the perfect plan for your health and financial needs.

Don’t let Medicare confusion overwhelm you. Ashford Insurance is here to help you navigate your options and make informed decisions about your healthcare coverage.