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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Lewisville Medicare

Ashford

Insurance

Medicare Insurance Made Easy

Lewisville Medicare is a health insurance program for:

  • people age 65 or older
  • people under age 65 with certain disabilities
  • people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Lewisville Medicare Has:

Part A Hospital Insurance – Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.

Part B Medical Insurance – Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Prescription Drug Coverage – Most people will pay a monthly premium for this coverage. On January 1, 2006, Medicare prescription drug coverage became available to everyone with Medicare. This coverage is to help you lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. Beneficiaries choose the drug plan and pay a monthly premium. Like other insurance, if a beneficiary decides not to enroll in a drug plan when they are first eligible, they may pay a penalty if they choose to join later.

Are You Eligible for Medicare?

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.

If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

If you are under 65, you can get Part A without having to pay premiums if:

  • You have received Social Security or Railroad Retirement
  • Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.

At Ashford Insurance, in Hurst, TX, we connect our clients with the best insurance companies in the industry. As an independent insurance agency, our options are unlimited when it comes to your coverage. We serve individuals and businesses in D/FW and its surrounding areas in Texas.

2021 Medicare Plans

Now, more than ever, it is vitally important that you understand your healthcare options. Choosing the right plan is the single most important decision you’ll make for your future health. As a licensed Medicare supplement insurance agent in the state of Texas, we work with many TX health insurance carriers and will be your advocate in dealing with them. Our broker and consultant services are offered at no cost to you.  Attend one of our local Medicare Seminars:

We promote Medicare insurance plans through UnitedHealthcare® Medicare Solutions branded products. We specialize in Texas Medicare Insurance.

What We offer

Medicare Supplements

Medicare Supplement Insurance Plans are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Medicare Supplements
Medicare Advantage

Medicare Advantage

You can get your Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan.

Prescription Coverage

Texas Part D Prescription Drug Plans are coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.

Prescription Drug Coverage

Ashford Insurance offers  Medicare Advantage Dual Eligible Plans (Part C of Medicare) from UnitedHealthcare® Medicare Solutions.

Some people have both Medicare and Medicaid. If so, they could be “dual eligible.” That’s where dual special needs plans — or “dual” plans — come in. Dual plans combine the benefits of both Medicare and Medicaid into one simple health plan. If you have Medicare and Medicaid, chances are you could qualify for a dual plan.

Ashford Insurance offers  Medicare Advantage Chronic Plans (Part C of Medicare) from UnitedHealthcare® Medicare Solutions for Medicare Eligibles with certain chronic conditions.

 

Ashford insurance offers affordable life insurance providing a death benefit to beneficiaries of your choosing.

Short-term health insurance plans are designed to temporally fill coverage gaps for people in transition. These gaps in coverage could happen to recent college graduates, people between jobs or early retirees.

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