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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Welcome to:

McKinney Medicare

Ashford Insurance

Medicare Insurance Made Easy

Medicare is a health insurance program for:

  • people age 65 or older
  • people under age 65 with certain disabilities
  • people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare Has:

Part A Hospital Insurance – Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.

Part B Medical Insurance – Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Prescription Drug Coverage – Most people will pay a monthly premium for this coverage. On January 1, 2006, Medicare prescription drug coverage became available to everyone with Medicare. This coverage is to help you lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. Beneficiaries choose the drug plan and pay a monthly premium. Like other insurance, if a beneficiary decides not to enroll in a drug plan when they are first eligible, they may pay a penalty if they choose to join later.

2021 Medicare Plans

Ashford Insurance is an Independent Marketing Organization that offers premiere insurance services in McKinney, Texas.  Attend one of our North Texas Medicare Seminars:

We promote Medicare insurance plans through UnitedHealthcare® Medicare Solutions branded products. Ashford Insurance delivers professional advice to make the insurance buying process easy and fast for our clients. We specialize in McKinney Texas Medicare Insurance.

McKinney Medicare Products

Ashford Insurance offers McKinney Texas Medigap, also called Medicare Supplement Insurance Plans or just Medsup. Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M, and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Medicare Supplements
Medicare Advantage

Ashford Insurance offers UnitedHealthcare® Medicare Solutions Medicare Advantage Plans. You can get your McKinney Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. 

Ashford Insurance offers Medicare Advantage Dual Eligible Plans (Part C of Medicare) from UnitedHealthcare® Medicare Solutions.

Some people have both Medicare and Medicaid. If so, they could be “dual eligible.” That’s where dual special needs plans — or “dual” plans — come in. 

Ashford Insurance offers Medicare Advantage Chronic Plans (Part C of Medicare) from UnitedHealthcare® Medicare Solutions for Medicare Eligibles with certain chronic conditions.

 

Ashford Insurance offers Texas Part D Prescription Drug Plans. Part D Plans are coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.

Prescription Drug Coverage

Ashford insurance offers affordable life insurance providing a death benefit to beneficiaries of your choosing.

Funeral Expense Insurance is just that, an insurance policy that pays the costs associated with your funeral. The costs of a modest funeral can vary upwards from $5,000 and average around$10,000. There are several different forms of these policies available to assist you with planning for your end of life costs.

Short-term health insurance plans are designed to temporally fill coverage gaps for people in transition. These gaps in coverage could happen to recent college graduates, people between jobs or early retirees.

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Need help? Call us for an appointment at (817) 952-3153

North Texas Office