Medicare Advantage Plans for Tarrant County Residents

Experience Simplified Medicare with Medicare Advantage

Medicare Advantage, also known as Medicare Part C, provides Medicare beneficiaries with an alternative way to receive Medicare-covered benefits by opting for private health plans instead of Original Medicare (Parts A & B). Beyond the basic coverage offered by Medicare Parts A and B, Advantage plans often include additional benefits such as prescription drug coverage, dental and vision coverage, and sometimes even perks like gym memberships.

Understanding Medicare Made Simple:

Medicare Advantage plans streamline the coverage of Medicare Parts A and B into a single plan, designated as Medicare Part C. Unlike Original Medicare, where benefits are directly obtained from the government, Medicare Advantage plans are facilitated through private insurers approved by Medicare.

Choosing Texas Medicare Benefits:

In Texas, you can access Medicare benefits through Original Medicare or opt for a Medicare Advantage Plan. Original Medicare involves the government covering the costs of benefits, while Medicare Advantage Plans are provided by private companies approved by Medicare, with the government paying these companies to manage and administer Medicare benefits.

Key Features of Texas Medicare Advantage Plans:

1. Health Maintenance Organization (HMO) Plans:

   • Restricted to the plan’s network of providers, requiring referrals for specialist visits and primary care doctor authorization.

2. Preferred Provider Organization (PPO) Plans:

   • Offers reduced costs for in-network providers and higher costs for out-of-network services.

3. Private Fee-for-Service (PFFS) Plans:

   • Similar to Original Medicare, allowing visits to any Medicare-approved provider accepting the plan’s payment terms.

Understanding Medicare Advantage (MA) Plans:

Medicare Advantage (MA) plans combine Medicare Part A and Part B benefits, and often include Part D prescription drug coverage, all provided by private companies approved by Medicare. Choosing an MA plan offers various benefits, such as one-stop shopping, lower costs, additional coverage like vision and dental care, and enhanced convenience with features like online health record access and 24/7 nurse hotlines.

Why Choose Medicare Advantage?

• One-stop shopping: All Medicare coverage is consolidated into a single plan, eliminating the need to coordinate different plans or providers.
• Lower costs: Monthly premiums and out-of-pocket costs are often more affordable than Original Medicare.
• More benefits: Additional coverage for vision, hearing, dental care, and other services not covered by Original Medicare.
• More convenience: Access to convenient features like online health records, mail-order prescriptions, and 24/7 nurse hotlines.

If you are considering a Medicare Advantage plan, it’s crucial to compare plans to find the one that best suits your needs. Use the Medicare Plan Finder to explore options in your area. For personalized assistance and information, call a Medicare Insurance professional at 817-952-3153 today.