Medicare Coverage

Medicare coverage refers to the medical services and supplies that are covered by the federal health insurance program for individuals who are 65 or older, as well as certain people with disabilities and those with end-stage renal disease (ESRD).

Here’s a brief overview of the different parts of Medicare and the coverage they provide:

1. Medicare Part A: This part of Medicare covers inpatient hospital stays, skilled nursing care, hospice care, and some home health care services.

2. Medicare Part B: This part of Medicare covers doctor visits, outpatient services, medical supplies, and preventive care.

3. Medicare Part C (Medicare Advantage): This part of Medicare is an alternative to Original Medicare (Parts A and B) and is offered by private insurance companies. Medicare Advantage plans provide all of the same benefits as Original Medicare and may include additional benefits, such as dental and vision care.

4. Medicare Part D: This part of Medicare covers prescription drug costs and is offered through private insurance companies.

It’s important to note that while Medicare provides coverage for a wide range of medical services and supplies, there are certain costs that are not covered or only partially covered by the program. For example, Medicare typically does not cover long-term care or most dental and vision care services. Additionally, beneficiaries may be responsible for paying deductibles, coinsurance, and copayments, depending on the type of Medicare coverage they have.

When it comes to deciding on your Medicare options, you can spend hours doing your research or you can speak to a local, licensed Texas agent with Ashford Insurance. Your agent will compare your options to find the coverage that’s tailored to you and at a price that fits into your budget. We do this all at no cost and with no obligation to you. With an Ashford Insurance agent, you get the benefit of great counsel, experience,e, and great choices.