Did you know Medicare does not cover most dental procedures?

A lot of people are unaware that Medicare doesn’t cover most dental procedures. This can be a problem, as dental health is essential to overall health.

Individual dental insurance is one of the most popular items requested by Medicare beneficiaries. However, Medicare only covers dental and vision care for medically necessary reasons, such as injury or damage to your jaw, cataract surgery, or dental care related to radiation for oral cancer.

As a result, most people on Medicare choose to purchase an individual dental or vision insurance policy. It’s important to note that some Medicare Advantage plans include dental and vision benefits or dental discounts. Other Medicare Advantage plans offer a dental or vision add-on rider that you can purchase for an additional monthly premium.

Individual dental and vision insurance plans vary in price and type. There are inexpensive dental HMO plans that often require you to use dental networks made up of franchise dental chains. You might have trouble finding your preferred dentist in one of these networks. Dental PPO plans are more flexible, but they’re also more expensive.

There are also dental and vision savings plans that aren’t true insurance. These plans simply offer discounts on any necessary dental or vision services. Members pay an annual membership fee that allows them to pay discounted rates only at participating dental or vision providers at the time services are rendered. The small savings you might see from a discount plan aren’t usually worth the extra time it takes to find one.

One of the best ways to keep your dental costs down is to see your dentist twice a year for cleanings. This will help prevent any dental issues from getting worse and becoming more expensive and painful.

So, are there dental and vision plans available for seniors? Yes, there are! We have many affordable dental and vision insurance options for both younger individuals and seniors. One of our favorite and most popular plans is the Ameritas PrimeStar Dental and Vision insurance policy. We use their vision policy ourselves and are very satisfied customers.

Other plans are available as well.

Here are a few tips for choosing a dental or vision insurance plan:

• Consider your needs and budget.
• Compare plans carefully, paying attention to the coverage, premiums, and deductibles.
• Read the fine print carefully.
• Ask your dentist or other healthcare provider for recommendations.

Choosing the right dental or vision insurance plan can help you save money and protect your oral and visual health.