Medicare In Texas

Medigap and Medicare Advantage Plans

Medicare beneficiaries in Texas have several options when it comes to health coverage. They can choose Original Medicare, which is a government-funded program, or they can choose a private health plan approved by Medicare, such as a Medicare Advantage plan.

Medigap

Medigap is private health insurance that can help cover some of the out-of-pocket costs of Original Medicare, such as copayments, coinsurance, and deductibles. There are 10 different Medigap plans available, each with its own set of benefits.

Medicare Advantage

Medicare Advantage plans are offered by private insurance companies and typically include all of the benefits of Original Medicare, plus additional benefits, such as dental, vision, and hearing coverage. Medicare Advantage plans also typically have lower out-of-pocket costs than Original Medicare.

At Ashford Insurance

At Ashford Insurance, we represent several of the major carriers for Medicare Supplement plans (aka Medigap policies) and Medicare Part D drug plans. We can help you compare plans and find the one that best suits your healthcare needs and financial budget.

We understand that choosing the right Medicare plan can be a daunting task. That’s why we’re here to help you every step of the way. We’ll answer your questions, explain your options, and help you choose the plan that’s right for you.

Our Goal

Our goal is to ensure that you understand your options in the Medicare marketplace. We know that this can be a very tedious endeavor and that every individual is different; having access to major carriers is the only way to determine what level of coverage will best suit your needs.

Medicare Options in Texas

If you live in Texas and have Original Medicare (Part A and Part B), you may have several Medicare plan options, depending on where you live.

In some areas of Texas, you may be able to choose from a variety of Medicare Advantage plans. In other areas, you may only be able to choose from Original Medicare.

Eligibility

To be eligible for Medicare, you must be 65 years old or older, or you must have a qualifying disability. You must also have worked and paid Medicare taxes for at least 40 quarters.

If you’re not sure if you’re eligible for Medicare, you can contact your local Social Security office.

We’re Here to Help

If you’re looking for help choosing a Medicare plan, we’re here to help. We can compare plans and help you find the one that’s right for you.

Contact us today to learn more about your Medicare options.