Medicare Insurance Dallas

Medicare Insurance Dallas

What is Medicare?

Understanding Medicare and its Various Parts

 Health-care costs have been a growing issue in the United States for years. Many people might worry that they can’t afford all their medical bills or insurance. This could leave some people with tough decisions about their health and finances.

The Medicare program was developed by the government to protect the health and well-being of millions of Americans. Over time, Medicare has provided increased Americans with access to the quality and affordable health care they need. If you’re a Medicare beneficiary or helping someone who is, you may want to read this article to get an understanding of the Medicare program and the parts of Medicare. Understanding the basics of Medicare may be useful when you’re deciding on Medicare coverage to fit your individual needs.

What is Medicare, and who can get it?

Medicare is a government health insurance program administered by the Centers for Medicare & Medicaid Services (CMS). According to a CMS report, over 55 million people were Medicare beneficiaries as of 2015, including over 39 million enrolled in Medicare Part D (prescription drug coverage).

Can you answer yes to at least one of the following statements?

• I am 65 years of age or older.
• I am under 65, but I receive disability benefits from the Social Security Administration (SSA) or the Railroad Retirement Board (RRB).
• I have amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease).
• I have End-Stage Renal Disease (ESRD), which is permanent kidney failure that requires a transplant or dialysis.

If so, then you are likely to be eligible for Medicare benefits. You must be at least 65 years old and an American citizen or permanent legal resident of at least five consecutive years. You may also qualify at any age through disability or by having End-Stage Renal Disease or amyotrophic lateral sclerosis.

There are various Medicare insurance options available. To get help finding a plan or comparing plans in your area, contact Ashford Insurance at 817-952-3153.