Ashford Insurance


Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Medicare Insurance Services

Ashford Insurance Group

Medicare Insurance Made Easy


Medicare is a federally funded health insurance program for people 65 and older, certain people with disabilities, and people with End-Stage Renal Disease (ESRD). Medicare is administered by the Centers for Medicare and Medicaid Services (CMS).

There are four parts to Medicare:

  • Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care.
  • Part B covers doctor’s services, outpatient hospital services, preventive care, and some other services.
  • Part C is also known as Medicare Advantage. It is a type of private health insurance plan that offers all the benefits of Original Medicare (Part A and Part B), plus some additional benefits.
  • Part D covers prescription drugs.

Medicare is not free. You will have to pay monthly premiums for Part A and Part B, and you may also have to pay copays, deductibles, and other out-of-pocket costs.

To be eligible for Medicare, you must meet certain requirements, such as being 65 years old or older and having worked and paid Medicare taxes for at least 10 years. You may also be eligible for Medicare if you have a disability or ESRD.

If you are eligible for Medicare, you can sign up during your Initial Enrollment Period (IEP). This is a seven-month period that starts three months before the month you turn 65. You can also sign up for Medicare during the General Enrollment Period (GEP), which runs from January 1 to March 31 each year.

If you miss your IEP or GEP, you may still be able to sign up for Medicare, but you may have to pay a late enrollment penalty.

For more information about Medicare and available insurance plans call Ashford Insurance at 817-952-3153.