About
Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.
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Medicare Insurance Specialist of Texas
Ashford Insurance
Medicare Insurance Made Easy
817-952-3153
Medicare Insurance Specialist of Texas
Ashford Insurance is licensed in Texas and Oklahoma. We believe that if you understand how Medicare works, you will be able to make an educated decision on the Medicare Supplement that is right for you.
If you are new to Medicare, you can easily be overwhelmed with choices. Medicare Supplement Plans A, B, D, F, G, K, L, M, N, HDG, and HDF. Medicare Advantage PPO, HMO, Cost, PFFS, and more. You have lots of options and it takes a specialist to help you choose the right plan for your individual needs.
We are dedicated to helping folks, their family, and caregivers navigate the Medicare maze by explaining how the system works.
If you understand how Medicare works, you will be able to make an educated decision on the plan that is right for you. Yes, it is confusing, but we work hard to break it down so you feel comfortable with your decision!
Are You Eligible for Medicare?
Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.
If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant).
Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:
- You already get retirement benefits from Social Security or the Railroad Retirement Board.
- You can get Social Security or Railroad benefits but have not yet filed for them.
- You or your spouse had Medicare-covered government employment.
If you are under 65, you can get Part A without having to pay premiums if:
- You have received Social Security or Railroad Retirement
- Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.
While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.