Ashford Insurance

Medicare Shopping Season Is Approaching Rapidly

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Sarah Fuhrmann

Sarah Fuhrmann is an agent of Ashford Insurance an independent health insurance agency specializing in Texas Medicare insurance.

Oct. 15 marks the beginning of open enrollment for those on Medicare.

Medicare Shopping Season Is Approaching Rapidly

Oct. 15 marks the beginning of open enrollment for those on Medicare.

Whether enrolled in Original Medicare only or already enrolled in a Medicare Advantage or Medicare Supplement plan, Medicare recipients can take advantage of this period each year to switch to a new health plan or add to their Medicare insurance coverage for the following year.

If you’ve been thinking about making changes to your coverage for next year, here are some things you may want to consider:

  1. Look at Your Total Annual Out-of-Pocket Costs

Consider not only monthly premiums but other costs such as copays, coinsurance, deductibles and annual limits on your total out-of-pocket spending.

  1. Think About Coverage Beyond Original Medicare

Medicare Advantage and Medicare Supplement plans often include extra coverage and benefits for hearing, vision, chiropractic, fitness memberships and more.

  1. Check the Provider Network

Make sure your favorite doctors, hospitals and other important providers are included in the plan’s network.

  1. Don’t Forget About Prescription Drug Coverage

Original Medicare and Medicare Supplement plans include coverage for prescription drugs, so you may need to purchase a separate Part D prescription drug plan. Medicare Advantage plans, however, often include prescription drug coverage without a separate premium.

Attend a Neighborhood Meeting

If you’re interested in learning more about the Medicare Advantage plans Ashford Insurance offers you can register to attend one of the in-person or virtual neighborhood meetings  taking place soon.

Applications for 2022 must be received by the health plan by Tuesday, Dec. 7.

Ashford Insurance offers Medicare Advantage plans to residents of Texas. Local Medicare experts are available to answer your questions.

Call 817-952-3153 today.

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