Ashford Insurance

N. Richland Hills Medicare Insurance Agent | Sarah Fuhrmann

Medicare can be very confusing. Most people don’t understand the differences between all the plan options. There is not a one-size-fits-all solution. Selecting the wrong plan can cost you thousands in co-pays and deductibles.

Over the years, we’ve assisted thousands of people with their Medicare planning, from advice surrounding when and how to apply for Medicare, to help select the right plan based on their specific needs.

Our service is free. We work for you, not the insurance companies. We do all the paperwork, ensure your doctors are in-network and review your account every year to determine if your plan needs to be adjusted based on medical changes or if we can find you additional savings.

As trusted and knowledgable professionals we provide you with all the pros and cons of your options, never steering you towards something you do not need or want.

Are You Eligible for N. Richland Hills Medicare?

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.

Our service is free. We work for you, not the insurance companies. We do all the paperwork, ensure your doctors are in-network and review your account every year to determine if your plan needs to be adjusted based on medical changes or if we can find you additional savings.

If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

If you are under 65, you can get Part A without having to pay premiums if:

  • You have received Social Security or Railroad Retirement
  • Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.

Meet N. Richland Hills Agent, Sarah Fuhrmann

Sarah Fuhrmann is a true Texan, born and raised. She has lived in the Dallas / Fort Worth area most of her life and currently resides in Keller, Texas. Sarah graduated from Faith Christian School in 2000, the first year the campus opened. Currently, she is an active member of a Church in Keller. She is married and has four children, enjoys taking long naps, Cocoa Krispies, the mountains, and, of course, sweet tea.

She began working in the healthcare industry in 2001, where she worked for many years with elderly Alzheimer and Dementia patients. From there, she worked as a Group Benefits Administrator with a local healthcare company in the Human Resource Department for a period of 10 years. Since then, Sarah has decided to work in the insurance industry full time and has joined the family business, Ashford Insurance, as a Medicare Insurance Agent.

Sarah brings her strong knowledge of health and life insurance, along with great organizational and administrative skills. She has a desire to help individuals & group employers with finding the plans that fit their needs and budgets.

Texas Insurance License # 2281981.

Phone: (817) 585-6906

Email: sarah@ashfordinsurancegroup.com

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Make an Appointment with Sarah Fuhrmann

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans


Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Sarah's Medicare Meetings

No event found!

Contact Form

(817) 952-3153

M-T 9:00 – 4:00
F 9:00- 12:00

Weekends & Evenings by Appointment


 1245 Southridge Court Suite 101, Hurst, TX, 76053



* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

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