About
Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.
NRH Medicare Insurance
Ashford
Insurance
Medicare Insurance Made Easy
NRH Medicare Insurance
Simplifying Medicare for You
Medicare is a vital government healthcare program primarily for people aged 65 and over, but it also extends to individuals with certain disabilities, such as multiple sclerosis (MS), amyotrophic lateral sclerosis (ALS), and end-stage renal disease (ESRD).
A Brief History of Medicare
Medicare’s roots can be traced back to the Social Security Act signed by President Franklin Roosevelt in 1935. In 1965, President Lyndon B. Johnson expanded this act by signing Medicare into law. Since then, Medicare has evolved significantly, expanding coverage to more people and adapting to changing healthcare needs.
Understanding Medicare
Medicare is the federal health insurance program designed for:
- People aged 65 and older
- Certain younger individuals with disabilities
- Individuals with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant)
Medicare is divided into different parts, each covering specific healthcare services:
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare.
- Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and medically necessary durable medical equipment (DME).
- Part C (Medicare Advantage): Offered by private insurance companies, these plans combine Part A and Part B coverage, often with additional benefits like vision, dental, and prescription drug coverage.
- Part D (Prescription Drug Coverage): Stand-alone plans that help cover the cost of prescription medications.
- Medigap (Supplemental Insurance): Helps cover costs not fully paid by Original Medicare, such as deductibles, coinsurance, and copayments.
Why Choose Ashford Insurance?
At Ashford Insurance Insurance, we are dedicated to making the process of understanding and selecting the right Medicare plan as simple and stress-free as possible. Here’s how we can help:
- Expert Guidance: Our licensed Medicare insurance advisors have in-depth knowledge of Medicare plans and options. We offer personalized consultations to ensure you understand your choices.
- Unbiased Advice: We work for you, not the insurance companies. Our goal is to find the best plan to fit your individual health needs and budget.
- Local Expertise: As a North Richland Hills-based agency, we understand the specific needs of our community. We are here to support our neighbors with local, knowledgeable service.
Our Services
- Medicare Eligibility and Enrollment Assistance: We help you understand Medicare eligibility requirements and guide you through the enrollment process.
- Plan Comparisons: Whether you are considering Medicare Advantage Plans, Medigap Supplements, or Part D Prescription Drug Plans, we provide clear comparisons to help you make the best choice.
- Benefit Explanations: We explain the benefits and costs associated with each plan, ensuring you are fully informed about your coverage options.
- Ongoing Support: Our commitment to you doesn’t end with enrollment. We offer continuous support and are always available to answer your Medicare-related questions.
Get Started Today
Navigating Medicare doesn’t have to be stressful. Let NRH Medicare Insurance guide you through the process with ease and confidence. Contact us today for a free, no-obligation consultation.
Contact Us
Phone: 817-952-3153
Email: office@ashfordinsurancegroup.com
Address: 1245 Southridge Ct. Ste 101 Hurst, TX 76053
We look forward to helping you find the right Medicare plan for a healthier, worry-free future!