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Ashford Insurance

Purchase Fort Worth Texas Medigap

Purchase Fort Worth Texas Medigap

Medigap is Medicare supplemental insurance sold by private companies to help cover original Medicare costs, such as deductibles, copayments, and coinsurance.

In some cases, Medigap will also cover emergency medical fees when you’re traveling outside the United States. A Medigap policy only pays out after both you and Medicare have paid your share of costs for medical services.

There are 10 Medigap plans available: A, B, C, D, F, G, K, L, M, and N.

Some Medigap plans are no longer for sale to new Medicare enrollees. These include plans C, F, E, H, I, and J. However, if you already have one of these plans, you can keep it. If you were eligible for Medicare before January 1, 2020, you can still buy Plan C or Plan F.

Most of these Medigap plans differ in what types of copayment, coinsurance, or other medical fees they will cover.

All Fort Worth Texas Medigap plans cover at least some portion, if not all, of:

  • Medicare Part A coinsurance and hospital fees
  • Medicare Part A hospice coinsurance or copayment costs
  • Medicare Part B coinsurance or copayment costs
  • blood transfusion costs, up to the first 3 pints

In addition, some Medigap plans also cover:

  • skilled nursing facility costs
  • Medicare Part A deductible
  • Medicare Part B deductible
  • Medicare Part B excess charges
  • emergency medical costs during foreign travel

Please note that Medigap is not the same as Medicare Advantage. Medicare Advantage plans offer coverage in addition to what original Medicare offers. Medigap plans only help pay for whatever coverage you already have.

There are some costs associated with both original Medicare and Medigap, which vary from plan to plan.

Call Ashford Insurance for more details and information at 817-952-3153.