Ashford Insurance

Ready for Medicare Checklist

Medicare Made Easy

Ready for Medicare Checklist

Ready for Medicare Checklist

What to do to get prepared for Medicare

Medicare can be complex, but our checklist has everything you need to get ready to enroll. You can download the PDF here: ashfordinsurancegroup.com/medicare-checklistbeside link icon

6 Months Before You Turn 65 

  • Understand your enrollment options 
    • Enroll on time to avoid penalties and delays in coverage, depending on when is best for you.
    • If you want to enroll in your Initial Enrollment Period, set a reminder for yourself for 3-months before your 65th birthday.

4 Months Before You Turn 65:

  • Make a list of health care benefits you want such as vision, dental or prescription drugs. 
  • Compare plans for coverage packages 
  • Confirm that your current Doctor and/or specialists accept Medicare or Medicare Advantage plans 
  • Calculate costs per month/year for:
    • Premiums
    • Deductibles
    • Co-pays
    • Coinsurance
  • Make sure to ask these important questions:
    • Will I have to choose hospitals and healthcare providers from a network?
    • Are my drugs on the plan’s drug list (or formulary)?
    • Will my doctors accept the coverage?
    • If not, are there doctors near me who will?
    • Does the plan include the pharmacies I currently use?
    • Will I need referrals to visit specialists?
    • Can I get my prescriptions through the mail?
    • Will the plan cover me if I get sick while traveling in another state?
    • Does the plan have a good quality rating?
    • What will my prescription drugs cost?
  • Make your decision.
  • Note: If you’re already receiving Social Security benefits, you’ll be automatically enrolled in Parts A and B. Start looking for your Medicare card to arrive in the mail.

3 Months Before You Turn 65:

  • Enroll in Original Medicare (Parts A and B) during your Initial Enrollment Period. Learn how to enroll. 
  • Enroll in a Medicare Supplement Plan (Medigap) OR a Medicare Advantage (MA) Plan. You only need one of these options. Do NOT enroll in both a Supplement and a MA plan.
    • Contact an Ashford Insurance agent to enroll in a Supplement or MA plan. 
  • Enroll in a Part D Prescription Drug Plan. 
    • If you are enrolled in a MA plan that includes prescription drug coverage, do NOT enroll in a Part D Plan. 
  • Confirm receipt of Medicare card(s). 
  • Learn how to use your Medicare.

Next, learn: How Medicare Works

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Ashford Insurance Agents

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans


Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Contact Form

(817) 952-3153

M-T 9:00 – 4:00
F 9:00- 12:00

Weekends & Evenings by Appointment


 1245 Southridge Court Suite 101, Hurst, TX, 76053

* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

Recent Blog Articles

Unveiling the Factors Behind the Costs of Original Medicare

Unveiling the Factors Behind the Costs of Original Medicare

Medicare, a vital federal health insurance program for seniors, plays a crucial role in providing healthcare coverage to millions of Americans aged 65 and older. While Original Medicare (Medicare Part A and Part B) offers comprehensive coverage, many beneficiaries wonder why the program can be associated with substantial costs. In this blog post, we will delve into the factors that contribute to the expenses associated with straight Medicare and shed light on the complexities of healthcare pricing within the system.

Read More »