Richland Hills Medicare Advantage

Here are some tips and tools to help you pick a Medicare Advantage plan that fits your needs:

1. Understand the difference between Medicare Advantage and Original Medicare.

• Medicare Advantage plans are offered by private insurance companies and are an alternative to Original Medicare.
• Medicare Advantage plans typically offer more comprehensive coverage than Original Medicare, but they may have more restrictions on where you can get care and what services are covered.
• Original Medicare is government-run and doesn’t have as many restrictions on where you can get care or what services are covered, but it may not cover as much as a Medicare Advantage plan.

2. Consider your needs and preferences.

• When choosing a Medicare Advantage plan, it’s important to consider your needs and preferences.
• Some things to think about include:
  • Your health
  • Your budget
  • The types of services you need
  • The doctors and hospitals you want to use
• You can use the Medicare Plan Finder tool at Medicare.gov/plan-compare to compare Medicare Advantage plans in your area.

3. Read the plan’s terms and conditions carefully.

• Before you choose a Medicare Advantage plan, be sure to read the plan’s terms and conditions carefully.
• This will help you understand what is and isn’t covered by the plan, as well as any restrictions or limitations.
• You can find the plan’s terms and conditions on the plan’s website or by calling the plan’s customer service number.

4. Get help from a trusted Ashford Insurance advisor.

• If you’re having trouble choosing a Medicare Advantage plan, you can get help from a trusted advisor, such as an insurance agent or a Medicare counselor.
• These professionals can help you compare plans and find one that meets your needs.

Here are some additional tips for choosing a Medicare Advantage plan:

• Consider your budget. Medicare Advantage plans can have a variety of premiums and out-of-pocket costs. Choose a plan that fits your budget.
• Look at the plan’s coverage. Medicare Advantage plans cover different services, so it’s important to choose a plan that covers the services you need.
• Consider the plan’s network. Medicare Advantage plans have networks of doctors and hospitals. Make sure the plan you choose has a network of doctors and hospitals that you can use.
• Read the plan’s terms and conditions carefully. This will help you understand what is and isn’t covered by the plan.

If you have any questions about Medicare Advantage plans, you can contact your local Social Security office or Medicare.gov.

Better yet, call Ashford Insurance for FREE assistance at 817-952-3153