San Antonio Medigap (Medicare Supplement) plans

Medigap (Medicare Supplement Insurance) policies are sold by private companies. These plans help pay some health care costs Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.

Medicare Supplement insurance is offered to protect our customers’ health and wallets. It’s a great option to add to your existing Medicare Part A and B plans, as Medicare supplement insurance helps cover some out-of-pocket costs that Part A and Part B may leave you with. These include expenses like copays, coinsurance, and deductibles. Medicare Supplement plans also make traveling – even internationally – easy while being a steady monthly bill you can budget for. Check out Medicare Supplement Insurance Basics for the information you need to make the decision that’s right for you.

Why choose a San Antonio Medicare Supplement?

Because Original Medicare pays for only about 80% of your coverage.

Medicare Supplement (also known as Medigap) covers things that Original Medicare doesn’t, like copays, deductibles, and coinsurance (Need to know more about copays, deductibles and coinsurance? Learn more here). It does all this with a steady, predictable, monthly bill you can budget for. And it can’t be canceled. It will be renewed for as long as you pay your premium on time.

What is a San Antonio Medicare Supplement policy?

• A Medicare Supplement policy – or Medigap plan – is a health insurance policy made available through private insurers designed to cover the expenses not covered by Original Medicare.
• Federal law mandates features and benefits of the various Medicare Supplement (Medigap) policies.
• Benefits are standardized and are the same among private insurers who make this coverage available. The monthly premium price is the only difference between the insurance carriers.
• You can see any health care provider allowed by Medicare.
• You do not need a referral to see a Specialist
• There is no network; you are free to travel!
• Monthly premiums and plan features for Medicare Supplement (Medigap) plans can vary widely, depending on the type of plan you choose. Depending on your circumstances, you may need certain features that not all the plans offer. For example, some plans offer emergency coverage while you’re traveling overseas, while other plans do not.
• Easy to budget! Premiums are entirely predictable so you can make wise financial decisions.
• A Medicare Supplement (Medigap) policy only works with Original Medicare. These policies do not work in conjunction with Medicare Advantage, group health insurance plans, or VA/TRICARE benefits.
• Prescription drug coverage is not included with these plans. You may want to purchase a stand-alone Part D Prescription plan; we can help you with that too.

Am I Eligible For A San Antonio Medicare Supplement?

To be eligible, you must have both Medicare Part A and Part B. The supplement plan pays AFTER Medicare approves and processes the claim.

Medigap For Folks Under 65

Medigap plans are available to most folks under 65 as long as they have Medicare A+B. In certain states, insurance companies are not required to offer Medigap plans to people under 65. Also, the price can be substantially higher when you are under 65 in some areas.

If you are under 65 and eligible for Medicare Parts A & B, call us at 800-208-4974 to find out what a Medicare Supplement plan would cost.

In certain situations, a Medicare Advantage plan can make sense due to the high cost of a Medigap plan for people under 65.