Senior Insurance in Hurst TX 76054
HURST Medicare
Medicare provides health insurance for people age 65+, certain people with disabilities, and those in the final stages of renal (kidney) disease. The Social Security Administration takes applications for Medicare and provides information regarding eligibility. To avoid penalties, apply during the period from three months before your 65th birthday month through three months after your birthday month.
How Medicare works
What is Medicare?
Medicare is a federal health insurance program that provides health care coverage to millions of Americans who are 65 and older. (People with certain disabilities or health conditions may be eligible before they turn 65.) It’s designed to protect the health and well-being of those who use it.
The 4 parts of Medicare
With Medicare, it’s important to understand Parts A, B, C, and D — each part covers specific services, from medical care to prescription drugs.
- Together, Part A and Part B are called Original Medicare and are provided by the federal government. Original Medicare covers only about 80% of hospital and medical expenses and doesn’t include prescription drug coverage. You need to have Part A, Part B, or both before you can get Part C.
- Part C — known as Medicare Advantage — is another way to get Part A and Part B coverage. You can get Medicare Advantage plans from private health care providers like Kaiser Permanente.
- Part D is prescription drug coverage that can be added to Original Medicare and is available from private health care providers like Kaiser Permanente.