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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Welcome To

Senior Insurance

By Ashford Insurance

Senior Insurance Made Easy

Senior Insurance

As your local source for insurance services and solutions, Ashford Insurance takes pride in offering personalized and responsive support to customers throughout Texas.

At Ashford Insurance, the goal is to create lasting relationships with each client so that it may continue providing excellent service for many years to come. The experienced staff members here can help each client with their individual needs.

When you turn 65, you will become eligible for Medicare. This is a major milestone, and it’s important to take some time to understand your options and choose the coverage that meets your needs.

Here are some things to consider:

  • Your health needs: What kind of medical care do you typically need? Do you have any chronic conditions that require ongoing treatment?
  • Your budget: Medicare does not cover all medical costs, so you will need to factor in the cost of premiums, deductibles, and copays.
  • Your lifestyle: Do you travel frequently? Do you live in a rural area? These factors can affect your coverage options.

Once you have considered these factors, you can start to research your options. There are three main parts of Medicare:

  • Medicare Part A: This covers inpatient care, such as hospital stays and skilled nursing facility stays.
  • Medicare Part B: This covers outpatient care, such as doctor’s visits and preventive services.
  • Medicare Part D: This covers prescription drugs.

You can choose to get all three parts of Medicare, or you can choose a combination of parts. For example, you could choose to get Part A and Part B, but not Part D.

If you choose to get Part D, you will need to choose a prescription drug plan. There are many different plans to choose from, so it’s important to compare plans carefully to find one that meets your needs.

Making decisions about Medicare can be complex, but it’s important to take the time to do your research and choose the coverage that’s right for you. Here are some resources that can help:

  • Medicare.gov: This website is a great resource for information about Medicare.
  • Your local Social Security office: Social Security representatives can help you understand your Medicare options and enroll in coverage.
  • A Medicare insurance agent: A Medicare insurance agent can help you compare plans and choose the one that’s right for you.

Taking the time to plan ahead will help you make the most of Medicare and protect your health and financial security.

When it comes to deciding on your Medicare options, you can spend hours doing your own research or you can speak to a local, licensed Texas agent with Ashford Insurance. Your agent will compare your options to find the coverage that’s tailored to you and at a price that fits into your budget. We do this all at no cost and no obligation to you. With an Ashford Insurance agent, you get the benefit of great counsel, experience, and great choices.