Medicare Advantage plans, also known as Medicare Part C, combine Original Medicare (Parts A & B) into one plan and include additional benefits. Instead of receiving the Part A & B benefits through Medicare, Medicare Advantage plans are offered through Medicare-approved private insurers.

Medicare Advantage plans are required to offer all the benefits included in Original Medicare (except hospice care which continues to be covered by Part A). These plans combine coverage for hospital (Part A) and doctor (Part B) visits all in one plan. Many Medicare Advantage plans also include prescription drug coverage (Part D). You may also find plans that offer additional benefits like routine eye and dental care coverage not offered by Original Medicare.

Many Medicare Advantage (Part C) plans may include prescription drug, vision, hearing and dental coverage not offered by Original Medicare (Parts A & B). Additionally, each Medicare Advantage plan is required by law to have an annual maximum cap on out-of-pocket costs. This means that once that limit is reached you will pay nothing for additional covered medical services.

Most Medicare Advantage plans offer ways to help members to connect to the care they need. Plan benefits and features may include help finding a doctor, getting a ride to appointments, or talking to a nurse 24/7.

Ashford Insurance offers many different Medicare Advantage (Part C) plans. These plans are designed to meet a wide variety of healthcare needs and budgets.

Remember, plan benefits can change from year to year. Make sure you understand how a plan works before you join.