Tarrant County Medicare Insurance Plans

Have you gone to the federal Medicare website and left confused? Are you looking for someone to simplify the best plans & services with Medicare Part A (hospital coverage) and Medicare Part B (medical coverage) for you? Ashford Insurance can make sure you aren’t paying too much for the Medicare insurance coverage you need.

Medicare Benefits are broken into Medicare Parts A, B, C, and D which help cover specific services

Medicare Part A (Hospital Insurance) – 

Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.

Medicare Part B (Medical Insurance) – 

Part B helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary. Most people pay a monthly premium for Part B.

Medicare Part D (Prescription Drug Coverage) – 

Medicare Part D is also known as the Medicare Prescription Drug Plan. Medicare prescription drug coverage is available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most people pay a monthly premium for Part D.

Medicare Advantage Plan-

Medicare Advantage Plan is offered by a private company that contracts with Medicare to provide you with all your Medicare Part A and Part B benefits. In most cases, Medicare Advantage Plans also offer Medicare prescription drug coverage. A Medicare Advantage Plan can be an HMO, PPO, or a Private Fee for Service Plan. May sometimes be referred to as Medicare Part C.