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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Tarrant County Supplemental Medicare Insurance

Ashford

Insurance

Medicare Insurance Made Easy

Tarrant County Supplemental Medicare Insurance

Tarrant County Supplemental Medicare Insurance plans don’t work like most health insurance plans. They don’t actually cover any health benefits. Instead, these plans cover the costs you’re responsible for with Original Medicare.

These costs can include:

  • Your Medicare deductibles
  • Your coinsurance
  • Hospital costs after you run out of Medicare-covered days
  • Skilled nursing facility costs after you run out of Medicare-covered days

Here’s how it works: You pay a monthly premium for your Medicare supplement plan. These plans are also called Medigap. In return, the plan pays most of your out-of-pocket expenses. So when you go to the doctor, for example, you don’t have to pay the 20 percent coinsurance required by Medicare. Your Medigap plan pays it for you. With some Medigap plans, you might have a copay instead of the 20 percent coinsurance.

Medicare supplement plans aren’t your only option. Medicare Advantage plans help with your Medicare costs, too. They also offer additional health coverage that Medicare supplement plans don’t.