Texas Medicaid & Medicare Health Insurance
Texas Medicare Advantage Made Easy
Texas Medicaid & Medicare Health Insurance
Ashford Insurance offers Texas Medicaid & Medicare Health Insurance Medicare Advantage Dual Complete Plans (Part C of Medicare).
Some people have both Medicare and Medicaid. If so, they could be “dual eligible.” That’s where dual special needs plans — or “dual” plans — come in. Dual plans combine the benefits of both Medicare and Medicaid into one simple health plan. If you have Medicare and Medicaid, chances are you could qualify for a dual plan.
Dual plans go beyond either Medicaid or Original Medicare alone. You’ll still keep the Medicaid benefits you get today. And better yet, with a dual plan, you could get many extra benefits and features than Original Medicare at no extra cost.
You can get your Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. Medicare Advantage Plans are offered by private companies that have been approved by Medicare. Medicare pays these companies to administer your Medicare benefits.
If you join a Texas Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage. They are completely different than a Medicare Supplement Insurance (Medigap) policy.
What is the difference between Medicare and Medicaid?
Medicare is an insurance program. Medical bills are paid from trust funds which those covered have paid into. It serves people over 65 primarily, whatever their income; and serves younger disabled people and dialysis patients. Patients pay part of the costs through deductibles for hospitals and other costs. Small monthly premiums are required for non-hospital coverage. Medicare is a federal program. It is the same everywhere in the United States and is run by the Centers for Medicare & Medicaid Services, an agency of the federal government.
For more information regarding Medicare and its components, please go to http://www.medicare.gov.
Medicaid
Medicaid is an assistance program. It serves low-income people of every age. Patients usually pay no part of the costs for covered medical expenses. A small co-payment is sometimes required. Medicaid is a federal-state program. It varies from state to state. It is run by state and local governments within federal guidelines. To see if you qualify for your state’s Medicaid (or Children’s Health Insurance) program, see: https://www.healthcare.gov/medicaid-chip/
For more information on Medicaid, please go to http://www.medicaid.gov
Remember, plan benefits can change from year to year. Make sure you understand how a plan works before you join.
Ashford Insurance also offers Medicare Part D Prescription Drug and Medigap Plans.