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Ashford Insurance

About

Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

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Texas Medicare Insurance Made Easy

Ashford

Insurance

When you turn 65, you become eligible for the Medicare program — which means you will need to set aside time around that milestone birthday to sift through many options so you can sign up for the coverage that meets your health needs and budget.

It’s up to you to get ready. No letter will arrive in the mail announcing it’s time to start making these decisions. What’s more, the timetable is specific and extremely important. You can start signing up three months before you turn 65, and you’ll have until three months after your birthday month to enroll. If you miss that deadline, you may end up paying higher premiums. If you are still working and have employer-sponsored health coverage, you can probably wait to sign up.

You’ll need to do some homework before you start assessing options and picking plans. Make a list of your doctors and decide how important it is to you that you can continue seeing them once you are on Medicare. Also, make a list of any medications you take so you can make sure any prescription drug plan you select will meet your needs.

Think about your lifestyle. Are you a homebody and never travel outside the U.S.? Or are you an adventurer who travels abroad often? Do you split your time between residences and need medical care in different states? All these factors will figure into the decisions you make.

Your financial situation is also important. Medicare helps pay for medical care for most older Americans and also people with disabilities. But it’s not free. You’ll want to choose an option you can afford and build the array of out-of-pocket costs into your annual budget. And take time to review the ways the federal government can help you pay Medicare’s costs if you can’t afford them.

What We offer

Medicare Supplements

Texas Medicare Supplement Insurance Plans are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. 

Medicare Supplements
Medicare Advantage

Medicare Advantage

You can get your Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Insurance Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. 

Prescription Coverage

Texas Part D Prescription Drug Insurance Plans are coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.

Prescription Drug Coverage

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2021 Medicare Plans

About us

Ashford Insurance is an Independent Marketing Organization working with UnitedHealthcare® Medicare Solutions to make Texas Medicare Insurance Easy. 

We promote Texas Medicare insurance solutions through UnitedHealthcare® Medicare Solutions branded products. We specialize in Texas Medicare Insurance Plans.

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Need help? Call us for an appointment at (817) 952-3153

Hurst Office Location