Ashford Insurance


Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

Watauga Medicare Plans



Medicare Insurance Made Easy

Watauga Medicare Plans

Medicare in Texas comes from the United States federal health insurance program enacted in 1966 to cover hospital (Part A) and medical (Part B) expenses for beneficiaries. Over time, Medicare has expanded its program to offer even wider coverage, often referred to as Medicare Part C and Medicare Part D coverage. Also, Medicare coverage is delivered not only by the federal government but also by private insurance companies that are contracted by Medicare to provide benefits to beneficiaries. With so many connecting pieces and providers of coverage, deciding on your Medicare coverage may seem like an exhausting task. Ashford Insurance is here to help you learn about the parts of Medicare and how they can work together in Texas to help you evaluate which Medicare coverage options might be best for you.

Medicare Advantage and Medigap are both ways to get health insurance if you have Medicare. Medicare Advantage plans are offered by private companies and are an alternative to Original Medicare. Medigap plans are sold by private companies and supplement Original Medicare.

Medicare Advantage

Medicare Advantage plans are a type of Medicare health plan offered by private companies. They typically cover all of your Medicare Part A and Part B benefits, as well as some additional benefits, such as dental, vision, and hearing coverage. Medicare Advantage plans also have different rules than Original Medicare, such as different cost-sharing amounts and networks of doctors and hospitals.


Medigap plans are private health insurance plans that can help you pay for some of the costs that Original Medicare doesn’t cover, such as deductibles, copayments, and coinsurance. There are 10 different Medigap plans available, each with its own set of benefits. Medigap plans are standardized, so you know what you’re getting no matter which plan you choose.

How to choose between Medicare Advantage and Medigap

The best way to choose between Medicare Advantage and Medigap is to compare the costs and benefits of each option. You should also consider your health needs and preferences, as well as the doctors and hospitals you want to use.

If you have a chronic health condition, you may want to consider a Medicare Advantage plan that offers specialized care for your condition. Medicare Advantage plans also tend to have lower out-of-pocket costs than Medigap plans, so they may be a better option if you have a high deductible or coinsurance.

If you want to have more flexibility in choosing your doctors and hospitals, you may want to consider a Medigap plan. Medigap plans also allow you to keep your Medicare Part D prescription drug coverage, while Medicare Advantage plans may require you to switch to a different prescription drug plan.

No matter which option you choose, make sure to compare the costs and benefits carefully before making a decision.

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Ashford Insurance Agents

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans


Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Contact Form

(817) 952-3153

M-T 9:00 – 4:00
F 9:00- 12:00

Weekends & Evenings by Appointment


 1245 Southridge Court Suite 101, Hurst, TX, 76053

* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

Recent Blog Articles

Unveiling the Factors Behind the Costs of Original Medicare

Unveiling the Factors Behind the Costs of Original Medicare

Medicare, a vital federal health insurance program for seniors, plays a crucial role in providing healthcare coverage to millions of Americans aged 65 and older. While Original Medicare (Medicare Part A and Part B) offers comprehensive coverage, many beneficiaries wonder why the program can be associated with substantial costs. In this blog post, we will delve into the factors that contribute to the expenses associated with straight Medicare and shed light on the complexities of healthcare pricing within the system.

Read More »