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Ashford Insurance

What are the Advantages of a Medicare Supplement?

Picture of Sarah Fuhrmann

Sarah Fuhrmann

Sarah Fuhrmann is an agent of Ashford Insurance an independent health insurance agency specializing in Texas Medicare insurance.

Medicare supplements, also known as Medigap, are private insurance plans that can help pay for some of the costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles.

Medicare supplements, also known as Medigap, are private insurance plans that can help pay for some of the costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. They can also help pay for some preventive care services, such as annual physicals and screenings.

Here are some of the advantages of Medicare supplements:

  • They can help you avoid high out-of-pocket costs. Medicare supplements can help you avoid high out-of-pocket costs that can come with Original Medicare, such as copayments and coinsurance.
  • They can give you more choices in doctors and hospitals. Medicare supplements can give you more choices in doctors and hospitals than Original Medicare.
  • They can help you get preventive care services. Medicare supplements can help you get preventive care services, such as annual physicals and screenings, that may not be covered by Original Medicare.

However, there are also some disadvantages to Medicare supplements:

  • They can be expensive. Medicare supplements can be expensive, especially if you buy a plan with a high deductible.
  • They may not cover all of your health care costs. Medicare supplements may not cover all of your healthcare costs, especially if you have a chronic condition that requires a lot of care.
  • They may not be available in all areas. Medicare supplements may not be available in all areas, so you may not be able to get one if you move to a new location.

Overall, Medicare supplements can be a good option for people who want to avoid high out-of-pocket costs and have more choices in doctors and hospitals. However, they are not a good option for everyone, and you should carefully consider your individual needs and preferences before making a decision.

For assistance and plan enrollment contact Ashford Insurance at 817-952-3153.

 

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