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Ashford Insurance

What exactly is Medicare?

Sarah Fuhrmann

Sarah Fuhrmann

Sarah Fuhrmann is an agent of Ashford Insurance an independent health insurance agency specializing in Texas Medicare insurance.

Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD).

Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD). It is administered by the Centers for Medicare and Medicaid Services (CMS).

Medicare has two parts:

  • Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
  • Part B (Medical Insurance) covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Medicare also offers several optional plans, including Part D (prescription drug coverage), Part C (Medicare Advantage), and Part E (Medicare Supplement).

Medicare is a vital part of the American healthcare system. It provides essential healthcare coverage to millions of Americans.

For more information contact Ashford Insurance at 817-952-3153.

 

Photo by Yan Krukau

 

 

 

Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

Medicare helps cover the cost of doctor visits, hospital stays, prescription drugs, and other health care services. It is funded by a combination of Social Security taxes, general federal revenue, and beneficiary premiums.

Medicare is divided into four parts:

  • Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
  • Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
  • Part C (Medicare Advantage) is a private insurance plan that offers Part A and Part B benefits, as well as some additional benefits.
  • Part D (Medicare Prescription Drug Coverage) helps cover the cost of prescription drugs.

Medicare is a complex program, and there are many rules and regulations that govern it. If you are eligible for Medicare, it is important to understand your options and choose the plan that best meets your needs. You can get more information about Medicare at the Centers for Medicare & Medicaid Services website.

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Sarah Fuhrmann

Sarah Fuhrmann

Sarah Fuhrmann has been helping Medicare eligibles in Texas with their Medicare Insurance since 2018.