Original Medicare generally doesn’t cover routine dental services such as cleanings, fillings, extractions, dentures, or implants. It may cover limited dental services when they are directly connected to a covered medical service or condition.
Medicare Advantage plans and standalone dental policies can have different benefits, networks, premiums, waiting periods, and annual limits. Check the specific plan documents before choosing a dentist or assuming a service is covered.
Questions to ask before enrolling
- Is your current dentist in the plan’s network?
- Are preventive services covered, and when does coverage begin?
- What are the annual maximum, deductibles, copayments, and waiting periods?
- Are major services such as crowns, root canals, or dentures covered?
For a current explanation of Original Medicare dental coverage, review Medicare.gov’s dental services page. Plan benefits vary, so read the Evidence of Coverage or policy documents for the plan you are considering.
This educational article is not a quote, plan recommendation, or guarantee of benefits. Confirm coverage with Medicare or the applicable plan before receiving care.