Medicare Supplements

Medicare Supplements Explained

Ashford Insurance is a top-rated independent insurance agency that can help you access a variety of useful Medicare-related insurance products, including Medicare Supplement plans. We will also provide you with the personalized care you deserve so you have an exceptional experience with our team of experts in finding a plan that suits you best.

Medicare coverage is not free. You must pay out-of-pocket for a variety of costs, including deductibles, coinsurance, and copayments. If you want to lower the amount that you pay for these expenses, you should consider purchasing a Medicare Supplement Insurance plan.

These plans, which are also known as Medigap plans, pay some of your out-of-pocket costs for Medicare-approved services. This allows you to save money, especially at times where you really depend on your Medicare benefits.

What Is Medigap?

There are many out-of-pocket costs associated with using Medicare coverage. If you want to lower your out-of-pocket costs, Medigap plans can be used in your favor. These plans reduce or eliminate many out-of-pocket Medicare costs, allowing you to spend less on your health care expenses.

Medigap plans are sold by private insurance companies, but they are standardized. This means you can find plans all over the country that have the exact same benefits. There are only ten plans currently available, so you will have to choose from that selection.

Medicare Supplement Insurance Plans

When you purchase a Medigap plan, you get access to benefits that can dramatically reduce your out-of-pocket health care costs. What costs you are left with will depend on the type of care you receive and the plan you’ve enrolled in. Some plans provide comprehensive coverage, while others are more focused on affordability.

These plans offer supplemental benefits, but they don’t provide any traditional coverage options. For instance, Medigap plans cannot be used to acquire dental, vision, or hearing care. They also won’t pay for private-duty nursing or prescription drugs. To acquire these benefits, you should seek a Medicare Advantage plan.

Find Medicare Supplement Coverage

Don’t wait until it’s time to enroll in Medicare to start shopping for Medigap coverage. The sooner you start shopping for plans, the easier it will be to get coverage when you enroll in Medicare.

Even if you’re already enrolled in Original Medicare, Medigap can help you lower costs. Contact Ashford Insurance now to find Medigap coverage that works for you.

Need Help Applying? Give Us a Call.

If you want to know more about applying for and enrolling in Medicare, our team can be of service. Just give Ashford Insurance a call to schedule a free quote and consultation.