Empowering Texans to Make Informed Decisions About Their Healthcare

Turning 65 or approaching retirement? Medicare is a vital program providing health insurance for millions of Americans. But understanding the different parts of Medicare and choosing the right plan can feel overwhelming. Here at Ashford Insurance, we’re here to simplify your Medicare journey.

What is Medicare?

Medicare is a federal health insurance program for people 65 and older, certain younger people with disabilities, and individuals with End-Stage Renal Disease (ESRD). It typically consists of two main parts:

• Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and home healthcare.
• Part B (Medical Insurance): Covers doctor visits, outpatient services, some home healthcare, certain preventive services, and medically necessary durable medical equipment (DME).

Understanding Your Options:

Medicare offers additional coverage options to fit your specific needs:

• Medicare Advantage (Part C): Offered by private insurance companies, these plans combine Part A and Part B coverage, often with additional benefits like vision, dental, or prescription drug coverage (depending on the plan).
• Medigap Supplements: These plans help cover costs not fully paid for by Original Medicare (Parts A & B), such as deductibles, coinsurance, and copayments.

Finding the Right Plan for You:

At Ashford Insurance, we offer free, unbiased consultations to help you navigate your Medicare options. Our licensed advisors consider your individual health needs, budget, and preferred doctors and hospitals to find the plan that best fits your situation.

Here’s what we can do for you:

• Explain Medicare eligibility and enrollment.
• Help you understand benefits, costs, and enrollment deadlines.
• Answer your Medicare-related questions.

Get Started Today:

Don’t let Medicare enrollment stress you out. Contact us today and let our experienced team guide you through the process, ensuring you get the right coverage for a healthier tomorrow.

• Call us today at 817-952-3153

We look forward to empowering you on your Medicare journey!