- Read more: Before You Buy a Used Car: The Insurance Questions That Can Save You a Surprise
Before You Buy a Used Car: The Insurance Questions That Can Save You a Surprise
Buying a used car? Review these insurance questions before you sign so the vehicle, drivers, lender, and coverage all line up.
- Read more: Medigap Plan G: Coverage, Costs, and Enrollment
Medigap Plan G: Coverage, Costs, and Enrollment
Medigap Plan G is Medicare Supplement Insurance sold by private insurance companies. It works with Original Medicare, Part A and Part B. Original Medicare pays its share of Medicare-approved amounts first, and Plan G may then pay covered cost-sharing under the policy.
- Read more: Medicare Supplement Insurance: A Complete Guide
Medicare Supplement Insurance: A Complete Guide
Medicare supplement insurance, commonly called Medigap, helps pay some of the out-of-pocket costs left by Original Medicare. It is sold by private insurance companies, but the benefits for each standardized plan letter are set by federal rules. This guide explains the basics without assuming that on
- Read more: Medicare Part D Prescription Drug Coverage Explained
Medicare Part D Prescription Drug Coverage Explained
Medicare Part D helps pay for covered prescription drugs. It is optional coverage offered by private companies approved by Medicare. You can get Part D through a standalone prescription drug plan or through a Medicare Advantage plan that includes drug coverage.
- Read more: How Medicare Works with Employer Health Insurance
How Medicare Works with Employer Health Insurance
Many people work past 65 or have coverage through a spouse’s job. If that sounds familiar, the key questions are when to enroll in Medicare, which coverage pays first, and whether delaying Part B could create a penalty or coverage gap.
- Read more: Medicare Advantage vs. Medigap: How to Compare Your Options
Medicare Advantage vs. Medigap: How to Compare Your Options
Medicare Advantage and Medicare supplement insurance, or Medigap, are not interchangeable. Medicare Advantage is another way to receive Medicare Part A and Part B coverage through a private plan. Medigap supplements Original Medicare by helping pay certain costs that Original Medicare leaves behind.
- Read more: Medicare Advantage Plans in Texas: How They Work
Medicare Advantage Plans in Texas: How They Work
Medicare Advantage, also called Medicare Part C, is an alternative way to receive your Medicare benefits. Private insurance companies offer these plans under contracts with Medicare. A Medicare Advantage plan provides your Part A and Part B benefits through the plan, rather than through Original Med
- Read more: How to Enroll in Medicare When You’re Turning 65
How to Enroll in Medicare When You’re Turning 65
Turning 65 is a good time to make a Medicare checklist. For most people, Medicare eligibility starts around age 65, but the right enrollment steps depend on whether you are already receiving Social Security or Railroad Retirement benefits and whether you have current employer coverage.
- Read more: Does Medicare Cover Dental Care?
Does Medicare Cover Dental Care?
In most cases, Original Medicare does not cover routine dental care. Medicare.gov specifically lists routine cleanings, fillings, tooth extractions, dentures, and implants among services and items it generally does not cover. You usually pay the full cost of these services.
- Read more: 13 Common Medicare Mistakes and How to Avoid Them
13 Common Medicare Mistakes and How to Avoid Them
Medicare decisions can affect your premiums, coverage, doctors, prescriptions, and out-of-pocket costs. The good news is that many problems are easier to avoid when you know which dates and documents matter.
- Read more: Medigap Open Enrollment: Your Consumer Guide
Medigap Open Enrollment: Your Consumer Guide
Medigap Open Enrollment is a one-time six-month window that can make buying Medicare supplement insurance easier. The window is important, but its start date is often misunderstood. It does not simply begin on your 65th birthday.
