Southlake Medicare Plans

Southlake Medicare Plans

Now, more than ever, it is vitally important that you understand your healthcare options. Choosing the right plan is the single most important decision you’ll make for your future health. As a licensed Medicare supplement insurance agent in the state of Texas, we work with many TX health insurance carriers and will be your advocate in dealing with them. Our broker and consultant services are offered at no cost to you.

Medicare is a government-funded health insurance program primarily designed for people aged 65 and older, although it also covers some individuals with certain disabilities and chronic medical conditions.

Medicare has four parts:

1. Part A: Hospital insurance – this covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.

2. Part B: Medical insurance – this covers doctor visits, outpatient care, preventive services, and some medical equipment.

3. Part C: Medicare Advantage – this is an alternative to traditional Medicare offered by private insurance companies that provides all the benefits of Parts A and B, and often includes additional benefits such as dental and vision coverage.

4. Part D: Prescription drug coverage – this covers prescription drugs and can be added to traditional Medicare or a Medicare Advantage plan.

Medicare Insurance is essentially the same as Medicare itself, referring to the health insurance coverage provided by the program. Medicare beneficiaries typically pay premiums, deductibles, and coinsurance for their coverage, although some individuals may be eligible for financial assistance based on their income and resources. Overall, Medicare is designed to help older adults and others with healthcare costs, but it’s important to note that it may not cover all medical expenses and there may be limitations and restrictions to the coverage offered.