Ashford Insurance


Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

Kennedale Medicare Plans



Medicare Insurance Made Easy

Kennedale Medicare Plans

If you are turning 65, it’s important to start thinking about enrolling in Medicare. Medicare is a government-sponsored healthcare program that provides coverage for individuals who are 65 years of age or older, as well as those with certain disabilities. However, it’s important to note that Medicare is separate from your Social Security application for income benefits, and you will need to enroll in Medicare separately.

Medicare has several different parts, including Medicare Part A, Medicare Part B, and Original Medicare. Medicare Part A covers hospitalization costs, while Medicare Part B covers doctor visits and other medical services. Original Medicare is a combination of Parts A and B.

If you are already taking Social Security income benefits or Railroad Retirement Board benefits, you will be automatically enrolled in Medicare Parts A and B at age 65. However, if you are not taking retirement benefits yet, you will need to submit a Medicare application yourself.

It’s important to enroll in Medicare during your Initial Enrollment Period (IEP), which lasts for 7 months. This timeline begins 3 months before your 65th birthday month and runs for 3 months after your birth month. Enrolling in Medicare during your IEP will ensure that you have no late penalties, and there is also no pre-existing condition waiting periods.

In addition to Medicare Parts A and B, you may also want to consider enrolling in a Medicare Part D plan, which covers prescription drug costs. You can enroll in a Part D plan during your IEP or during the Annual Enrollment Period (AEP), which runs from October 15th to December 7th each year.

If you miss your IEP and don’t have a special enrollment period, you may face a late enrollment penalty, which can be costly. Additionally, if you don’t enroll in Medicare when you’re first eligible, you may have to wait until the next General Enrollment Period, which runs from January 1st to March 31st each year. During this time, you may face a gap in coverage and higher premiums.

In conclusion, if you are turning 65, it’s important to start thinking about enrolling in Medicare. Be sure to enroll during your Initial Enrollment Period to avoid late penalties and ensure that you have coverage when you need it. If you have any questions or need help enrolling, reach out to a licensed Ashford Insurance agent.

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Ashford Insurance Agents

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans


Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Contact Form

(817) 952-3153

M-T 9:00 – 4:00
F 9:00- 12:00

Weekends & Evenings by Appointment


 1245 Southridge Court Suite 101, Hurst, TX, 76053

* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

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Medicare, a vital federal health insurance program for seniors, plays a crucial role in providing healthcare coverage to millions of Americans aged 65 and older. While Original Medicare (Medicare Part A and Part B) offers comprehensive coverage, many beneficiaries wonder why the program can be associated with substantial costs. In this blog post, we will delve into the factors that contribute to the expenses associated with straight Medicare and shed light on the complexities of healthcare pricing within the system.

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