Ashford Insurance


Ashford Insurance is an Independent Marketing Organization working with United HealthCare Medicare Solutions.

Welcome To

Fannin County Medicare Plans

Ashford Insurance

Medicare Insurance Made Easy

Fannin County Medicare Plans

Medicare is a government-run health insurance program for people who are 65 or older, certain younger people with disabilities, and people with end-stage renal disease (permanent kidney failure).

Medicare provides coverage for a wide range of healthcare services, including:

  • Hospital stays
  • Skilled nursing facility care
  • Home health care
  • Hospice care
  • Physician services
  • Outpatient care
  • Some preventive services
  • Prescription drugs

Medicare is divided into four parts:

  • Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
  • Part B covers physician services, outpatient care, some preventive services, and some home health care.
  • Part C (Medicare Advantage) is an alternative to Original Medicare. It combines Part A and Part B coverage with additional benefits, such as prescription drug coverage, dental care, and vision care.
  • Part D covers prescription drugs.

How to Enroll in Medicare

You can enroll in Medicare during the following times:

  • The Initial Enrollment Period (IEP) is the seven-month period that begins three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65.
  • The Annual Enrollment Period (AEP) is the seven-month period that runs from October 15 to December 7 every year.
  • Special Enrollment Periods (SEPs) are available if you have a qualifying event, such as moving, losing your job, or getting divorced.

To enroll in Medicare, you can:

  • Go to the Medicare website and create an account.
  • Call the Medicare helpline at 1-800-MEDICARE (1-800-633-4227).
  • Work with a Medicare-licensed insurance agent.

Medicare Costs

The cost of Medicare depends on the type of coverage you choose.

  • Part A is premium-free if you or your spouse worked for at least 10 years in Medicare-covered employment, and you are 65 years old and a citizen or permanent resident of the United States. If you are under 65, you may have to pay a premium for Part A.
  • Part B has a monthly premium of $148.50 in 2023. You may also have to pay a yearly deductible of $235 in 2023.
  • Part C (Medicare Advantage) plans have different costs, depending on the plan you choose.
  • Part D has a monthly premium that varies depending on the plan you choose. In 2023, the average monthly premium for a standalone Part D plan is $33.74.

Medicare Resources

There are many resources available to help you learn more about Medicare.

  • The Medicare website has a wealth of information about Medicare, including eligibility requirements, costs, and coverage.
  • The Medicare helpline can answer your questions about Medicare.
  • You can work with a Medicare-licensed insurance agent to get help choosing a Medicare plan.

Need help? Call us for an appointment at (817) 952-3153

Ashford Insurance is an independent health insurance agency specializing in Texas Medicare insurance and has been helping seniors since 2005.  Ashford Insurance is here to help you understand Medicare and health insurance in simple, plain terms that anyone can grasp.  We specialize in assisting folks who are Medicare eligible to learn about the coverage options available through the Medicare Health Insurance Program. 

Ashford Insurance Agents

Our Products

Here is a partial list of the products offered by Ashford Insurance

Medigap Insurance

Medicare Supplements

Dual Medicare Plans

Got Medicare & Medicaid?

Chronic Needs

Special Need Plans


Prescription Drug coverage

Dental Insurance

Dental Insurance Plans

Life Insurance

Life Insurance Plans

Funeral Insurance

Burial Insurance

Short Term Medical

Temporary Insurance Coverage

Health Insurance

ACA FFM Exchange

Notary Services

Notary Public

Contact Form

(817) 952-3153

M-T 9:00 – 4:00
F 9:00- 12:00

Weekends & Evenings by Appointment


 1245 Southridge Court Suite 101, Hurst, TX, 76053

* A licensed sales agent may call or e-mail as a result of completing the information to discuss Medicare Advantage, Prescription Drug Plans or Medicare Supplement Insurance.

Recent Blog Articles

Unveiling the Factors Behind the Costs of Original Medicare

Unveiling the Factors Behind the Costs of Original Medicare

Medicare, a vital federal health insurance program for seniors, plays a crucial role in providing healthcare coverage to millions of Americans aged 65 and older. While Original Medicare (Medicare Part A and Part B) offers comprehensive coverage, many beneficiaries wonder why the program can be associated with substantial costs. In this blog post, we will delve into the factors that contribute to the expenses associated with straight Medicare and shed light on the complexities of healthcare pricing within the system.

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